Financial Highlights
2015 FY
6/30/2015
2016 FY
6/30/2016
2017 FY
6/30/2017
2018 FY
6/30/2018
2019 FY
6/30/2019
Balance Sheet ($000)
Total Assets 3,353,065 3,669,338 4,137,684 4,167,039 4,070,516
Total Net Loans 2,756,212 3,131,957 3,566,703 3,540,903 3,491,322
Total Deposits 1,962,737 2,260,003 2,856,478 2,915,128 2,923,244
Equity Attributable to Parent Company 517,670 535,200 559,223 559,346 529,147
Total Equity 517,670 535,200 559,223 559,346 529,147
Profitability (%)
Net Income($000) 46,902 52,295 49,144 42,894 52,059
Net Income Attributable to Parent($000) 46,902 52,295 49,144 42,894 52,059
ROAA 1.44 1.50 1.24 1.04 1.27
Core ROAA 1.21 1.12 1.13 1.31 1.32
ROAE 9.10 9.91 8.98 7.65 9.60
ROATCE 9.10 9.91 8.98 7.65 9.60
Core ROAE 7.64 7.38 8.12 9.68 9.94
Net Interest Margin 3.17 3.04 2.79 2.79 2.59
Reported: Net Interest Margin 3.17 3.04 2.79 2.79 2.59
Efficiency Ratio 39.02 42.99 37.15 33.63 35.44
Noninterest Inc/ Operating Rev 6.61 5.17 4.22 3.44 3.91
Balance Sheet Ratios (%)
Loans/ Deposits 142 139.91 125.92 122.51 120.41
Securities/ Assets 12.13 9.48 8.94 9.85 9.64
Total Equity/ Total Assets 15.44 14.59 13.52 13.42 13
Tangible Equity/ Tangible Assets 15.44 14.59 13.52 13.42 13
Tang Common Equity/ Tang Assets 15.44 14.59 13.52 13.42 13
Asset Quality (%)
NPAs/ Assets 0.51 0.30 0.26 0.23 0.27
NPA Excl Restructured/ Assets 0.50 0.28 0.25 0.23 0.26
NPAs & 90+ PD/ Assets 0.51 0.30 0.26 0.23 0.27
NPAs/ Loans & REO 0.61 0.34 0.30 0.27 0.31
Nonaccrual & 90+ & OREO/ Assets 0.50 0.28 0.25 0.23 0.26
NPAs & 90+ PD/ Loans & REO 0.61 0.34 0.30 0.27 0.31
NPA & Loans 90+/ Tangible Common Equity + LLR 3.11 1.92 1.82 1.65 1.94
NCOs/ Avg Loans 0.03 0.03 (0.01) (0.01) 0
Loan Loss Reserves/ Gross Loans 1.11 0.95 0.84 0.86 0.81
Reserves/ NPAs 181.15 276.28 282.26 313.46 263.65
Loan Loss Provision/ NCO 28.09 0 NM NM NM
Capital Adequacy
Tier 1 Common Capital (CET1)($000) 519,518 545,272 555,703 548,122 529,692
Tier 1 Capital($000) 519,518 545,272 555,703 548,122 529,692
Tier 2 Capital($000) 30,890 29,951 30,272 30,563 28,596
Total Capital($000) 550,408 575,223 585,975 578,685 558,288
Total Risk-weighted Assets($000) 2,920,053 3,251,547 3,698,727 3,699,137 3,634,694
Tier 1 Common Capital (CET1) Ratio(%) 17.79 16.77 15.02 14.82 14.57
Tier 1 Ratio(%) 17.79 16.77 15.02 14.82 14.57
Total Capital Ratio(%) 18.85 17.69 15.84 15.64 15.36
Liquidity Coverage Ratio(%) NA NA NA NA NA
Leverage Ratio(%) 15.67 14.94 13.51 13.25 12.98
Basel III Leverage Ratio(%) NA NA NA NA NA
Per Share Information ($)
Common Shares Outstanding(actual) 44,012,239 45,247,420 45,992,366 46,616,646 45,097,052
Avg Diluted Shares(actual) 42,638,000 43,275,000 44,509,000 45,074,000 44,207,000
Basic Book Value per Share 11.76 11.83 12.16 12 11.73
Book Value per Share, As Reported 11.76 11.83 12.16 12 11.73
Basic Tangible Book Value per Share 11.76 11.83 12.16 12 11.73
Tangible Book Value per Share, As Reported 11.76 11.83 12.16 12 11.73
Common Dividends Declared per Share 0.95 1.20 1.20 1.30 1.15
EPS after Extra 1.10 1.21 1.10 0.95 1.18
EPS after Extra Growth(%) 17 10 (9.10) (13.60) 24.20
Core EPS 0.92 0.90 1 1.20 1.22
Core EPS Growth(%) (1.70) (2.40) 10.50 20.80 1.60
Diluted EPS before Amortization 1.10 1.21 1.10 0.95 1.18
Pre-Provision Earnings per Share 0.94 0.91 0.99 1.32 1.23
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
Top

© Oritani Bank • All Rights Reserved • Equal Housing Lender - Member FDIC
Download Acrobat Reader